TVT Capital  was founded in 2008 with the recognition that the banking community was not meeting the capital needs of the small and mid sized business community. This fact remains true today. Banks, and other business lenders, have cumbersome lending processes that take weeks (if not longer) to process and they typically want to see your business plan, your tax returns and your personal financial statements. The approval rate to small business from traditional lending institutions is extremely low; and typically those that are approved are required to put up personal collateral as a condition to funding.